Making Cents of Math

A Financial Literacy Adventure for Middle Schoolers

How to Play

Each month, you receive $100 income. Distribute it between your accounts:

Chequing: For daily expenses. No growth but easily accessible.

TFSA: Tax-Free Savings Account. Grows 2-5% each month but has withdrawal penalties.

RRSP: Retirement Savings. Grows 3-6% each month but has withdrawal penalties and taxes.

Each round, a random scenario will affect your finances. Make smart choices to grow your wealth!

Warning: Consistently choosing the cheapest options may have negative long-term consequences!

Month 1: September
Total Balance
$100
Current Month
1
Monthly Income
$100
Financial Health
100%

Your Accounts

Remaining Income to Distribute: $100
Transfer Between Accounts
→
Game Progress
Distribute your $100 monthly income

Financial Scenarios

Welcome to Making Cents of Math!
Distribute your $100 monthly income between your accounts. Then click "Next Month" to see what financial scenario awaits you!
Good luck with your financial journey!